Are You Leaving Your Builder’s Risk Policy Exposed? Secure Your Site with 3 Essential Tools
By ECAMSECURE 27/03/2025

If you’re relying solely on Builder’s Risk to protect your project, you’re leaving it exposed. While Builder’s Risk insurance offers crucial protection for your construction project, it has its limitations. Many risks, like employee theft, unauthorized access, and weather delays, may fall outside the scope of your policy. To help ensure complete coverage and protect your investment, proactive site security is key.
The Gaps in Builder’s Risk Coverage
Builder’s Risk insurance is designed to cover damage to materials, tools, and equipment on-site, but it doesn’t cover everything. Some of the major gaps in Builder’s Risk coverage include:
- Employee Theft: If an employee steals materials or equipment, your Builder’s Risk policy won’t cover the loss.
- Unauthorized Access: Builder’s Risk doesn’t protect against trespassing or vandalism caused by unauthorized individuals on the site.
- Weather-related Delays: While Builder’s Risk covers damages from weather events, it doesn’t address delays in construction timelines caused by those events, like damage to equipment or materials or the time lost waiting for repairs.
- Site Liability: Accidents or injuries that occur on-site may not always be covered, especially if the proper safety measures aren’t in place.
These gaps can expose your project to risks that could lead to financial loss, delays, or increased costs. Fortunately, you can close these gaps with the right security tools. Let’s explore the top three essential security tools that will help protect your site.
The 3 Essential Security Tools to Protect Your Project
Mobile Surveillance Units (MSUs)
Mobile Surveillance Units (MSUs) are one of the most effective ways to secure your site’s perimeter and help prevent theft, vandalism, and unauthorized access. These portable units are equipped with advanced cameras and AI-driven detection technology, allowing for real-time monitoring of your site. MSUs not only provide 24/7 surveillance but also capture video footage that can serve as valuable evidence for insurance claims, helping to streamline the claims process and reduce the time it takes to resolve issues.
Geofencing and Access Control
Geofencing and access control systems are essential for reducing the risk of trespassing and unauthorized access to your site. Geofencing creates a virtual boundary around your site, alerting you whenever an unauthorized individual attempts to enter. When combined with access control systems, which help ensure that only authorized personnel can enter the premises, you can effectively reduce the risk of theft, vandalism, and liability claims. These tools are also vital in maintaining compliance with safety and security protocols, helping ensure that everyone on-site is supposed to be there.
Remote Video Monitoring
Remote video monitoring takes your site security to the next level by providing proactive surveillance through professional security teams. Event based monitoring using camera analytics allows security professionals to observe potential threats in real time and intervene before incidents escalate. Whether it’s stopping a theft in progress or responding to an unauthorized person on-site, remote monitoring provides an additional layer of protection, helping ensure that threats are addressed immediately, minimizing risks and preventing damage.
Key Takeaways
By integrating these three essential tools—Mobile Surveillance Units (MSUs), geofencing and access control, and remote video monitoring—you can enjoy a wide range of benefits:
- Reduced Theft: Active surveillance and deterrent features significantly reduce the likelihood of theft, preventing losses before they happen.
- Fewer Claims: With better site security, you can experience fewer incidents, which means fewer claims and less time spent dealing with the aftermath of damage or theft.
- Fewer Delays: Preventing theft and vandalism helps avoid project delays caused by lost equipment or damaged materials, helping ensure your project stays on schedule.
- Faster Insurance Claim Resolution: Video footage and real-time monitoring provide essential evidence that can expedite the claims process, helping you get back on track faster.
Take Control of Your Site’s Security Today
Don’t wait for an incident to reveal the gaps in your Builder’s Risk coverage. Close those gaps today with proactive site security. Take control of your project’s safety with the best in mobile surveillance, perimeter security, and remote video monitoring. Protect your investment, reduce risks, and keep your project on track from start to finish.